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DOI Prefix 10.20431 |
Information
Journal Policies
International Journal of Research Studies in Agricultural Sciences
Volume-2 Issue-6, 2016, Page No: 33-44
Factors Affecting Turkish Farmers’ Satisfaction with
Agricultural Credit
Erdogan GUNES1**,Osman ORKAN OZER2, Hormoz MOVASSAGHI3
1.Prof. Dr., Ankara University, Faculty of Agriculture, Department of Agricultural Economics,
06110Ankara-TURKEY,
2.Dr., Adnan Menderes University, Faculty of Agriculture, Department of Agricultural Economics, Aydin-TURKEY,
3.Prof. Dr., Ithaca College, School of Business, 409 Park Center for Business and Sustainable Enterprises, 14850 Ithaca, New York-USA,
2.Dr., Adnan Menderes University, Faculty of Agriculture, Department of Agricultural Economics, Aydin-TURKEY,
3.Prof. Dr., Ithaca College, School of Business, 409 Park Center for Business and Sustainable Enterprises, 14850 Ithaca, New York-USA,
Citation : Factors Affecting Turkish Farmers’ Satisfaction with
Agricultural Credit International Journal of Research Studies in Agricultural Sciences . 2016;2(6):33-44.
Abstract
Access to and adequacy of credit financing is extremely important to the sustainability of agricultural production as well as the longevity of the relationship between farmers and credit granting institutions. In this study, we sought to identify the factors that determine satisfaction of Turkish farmers related to agricultural credits offered. Data used in the study was obtained through a survey of 550 randomly selected farmers in Antalya, Konya, Ankara, Karaman and Eskisehir provinces, using a detailed questionnaire. The significant variables were sorted and combined into10 groups using Factor Analysis. Satisfaction with credit usage was considered a categorical dependent variable and other factors affecting it were estimated through Ordered Probit model. Results revealed that such socio-economic factors as age and educational level of farmers, along with the size of the farm, family labor, financial ratios, willingness to purchase insurance, sources of agricultural credit, types of credit, and usage of credit card all significantly influenced credit satisfactions among Turkish farmers.
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